March 9, 2016
As your church mission team prepares for a short term international trip, it’s important to think through what risks your team will be exposed to and what insurance coverage you may need while you do God’s work abroad.
Faith Ventures mission travel insurance products allow your team to book, insure, and manage your next short term mission trip. With Faith Ventures, your team has options including the following:
1. Faith Ventures Travel Medical Insurance – The Faith Ventures card offers an affordable travel medical insurance option that comes with single- or multi-trip plans for foreign and domestic short-term mission travel. It offers insurance protection for:
Faith Ventures also gives your team access to discounted airfare, 24/7 emergency travel assistance, currency exchange discounts, trip management tools, and hundreds of retail discounts.
2. Worldwide Liability Insurance – Medical emergencies and accident-related lawsuits are common liability hazards your ministry’s mission travelers could face, as are lawsuits that are a result of religious acts and religious communications.
If you are already a Brotherhood Mutual MinistryFirst customer, Worldwide Liability and Medical Extension Coverage provides virtually all of the liability and medical coverages of a MinistryFirst policy to the ministry, its covered representatives, and travelers related to short-term ministry activities anywhere in the world. This policy endorsement also includes limited kidnap and ransom coverage.
3. Kidnap and Ransom – No one wants to think of the possibility of a kidnap and ransom situation while serving on a mission trip. However, it is prudent to acknowledge that the risk exists and to consider purchasing coverage for these worst case scenarios.
Some liability insurance policies may include limited funds for kidnap and ransom situations, but your ministry may want to consider additional insurance protection. Contact your American Church Group agent, or Brotherhood Mutual’s mission travel team at 800-876-4994, to learn more.
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As concern over the dangers associated with the spread of a new coronavirus, COVID-19, spreads, our agency and Brotherhood Mutual want to keep you informed and provide best practices for managing the spread of this and similar illnesses at your ministry.
The first Sunday in February is a big day for sports fans. In fact, many Americans view Super Bowl Sunday as a national holiday. Friends and families will gather this year to watch the big game, enjoy delicious snacks, and of course, critique the commercials that go along with game day.
Recently, we learned about two major overseas incidents involving pastors on mission trips. The first incident involved a pastor being hit by a motorcycle while running. The second was a bus accident involving two pastors. The runner and one of the two bus passengers sustained extensive injuries.
Last month, the IRS announced that its initiating hundreds of church exams to test compliance with the Affordable Care Act (ACA). While many provisions only apply to churches with 50 or more full-time equivalent employees (FTEs), even smaller churches could potentially violate provisions applicable to health benefit plans with as few as 2 plan participants.
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